Why Should You Invest in an RBL Bank Fixed Deposit

A fixed deposit (FD) is one of the most secure platforms to allow your money to get consistent growth and fair returns. Fixed deposit schemes offered by banks in India are governed by the Reserve Bank of India, which makes them reliable and safe investment options. Along with keeping your money safe, fixed deposits provide you with assured returns.

At the initiation of the FD scheme, the bank determines interest rates on fixed deposits, and they do not change for any reason until their maturity. Fixed deposit schemes offered by leading banks like RBL Bank Ltd. give the best-in-class FD returns to investors.

Let us look at the top 5 reasons to invest in RBL Bank FD which offers high-interest rates.

5 Reasons to Invest in RBL Bank FD that Offers High-Interest Rates

RBL bank Ltd. is one of the leading banking institutions in the country. It offers customers various fixed deposit schemes, such as regular fixed deposits, tax-saving fixed deposits, senior citizen fixed deposits, super senior citizen fixed deposits, Flexi sure fixed deposits, and recurring deposits. Fixed deposit schemes offered by RBL Bank Ltd. are customer-friendly and provide high-interest returns to investors.

Here is why you should invest in an RBL Bank Ltd. fixed deposit scheme:


  1. RBL Bank Ltd. fixed deposits have the highest ICRA and CRISIL ratings: ICRA (Investment Information and Credit Rating Agency) has the highest quality rating of MAAA for fixed deposit plans of RBL Bank. According to ICRA’s rating, the best fixed deposit schemes offered by RBL Bank are reliable and safe for investors.
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The rating helps interested investors make an informed choice when investing in a fixed deposit scheme. Apart from ICRA, CRISIL has also rated RBL Bank fixed deposits as FAAA, which signifies the safety and stability of this investment avenue. Investors looking for dependable and lucrative investing options rely on these ratings to get assured returns. High ratings for the fixed deposit schemes clearly show how safe these schemes are for investors.


  1. RBL Bank Ltd. fixed deposits provide high-interest returns to all investors: Investors can get a high internet return of 7.55% per annum on their RBL Bank fixed deposit plans (duration 15 months). This interest return is further increased by 0.5% to 8.05% per annum for senior citizens.

Super senior citizens between the age of 60 to 80 years can get an interest return of 8.3% per annum on their fixed deposit investments under certain schemes. Along with this, tax-saving plans are also available.


  1. Enjoy the benefit of a Systematic Investment Plan with RBL Bank Ltd. fixed deposits: Investors are apprehensive about making a lump sum investment during uncertain times. Such investors can invest in RBL Bank Ltd. Systematic Investment Plan to contribute monthly to their fixed deposit schemes.

Since the depositor invests in a new FD scheme every month, they can choose between a monthly or a single maturity plan based on their financial requirement. If the investor chooses to invest in a single maturity plan, all their maturity proceeds on a single day, giving him a large corpus in one go. Under a monthly maturity plan, they get the proceeds every month.

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  1. Option to invest online in a fixed deposit scheme: RBL Bank Ltd. offers the comfort and ease of online investment in fixed deposit schemes. The end-to-end online fixed deposit procedure helps the depositor park his money safely and conveniently in a fixed deposit scheme from the luxury of his home.


  1. Felicity to avail an online loan against the fixed deposit: A fixed deposit investor can avail of a loan against their RBL Bank fixed deposit scheme. The loan against FD is similar to an overdraft facility, and the investor can avail of it online. You can get up to 75% of your FD’s value as a loan, and the interest earned on your FD scheme remains the same.

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Investors can book their fixed deposit scheme online with RBL Bank and enjoy high-interest returns and a bouquet of other benefits on their investments.

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